/* ==========================================================================
   ประกรรษวัต อัศวธนวันต์ | ตัวแทนประกันชีวิต Tokio Marine Life
   Design tokens follow Tokio Marine "Fresh" brand identity guideline
   ========================================================================== */

:root {
  --tm-blue: #0096A9;
  --tm-blue-dark: #007586;
  --tm-green: #D2D711;
  --tm-navy: #022B39;
  --tm-navy-90: #001826;
  --tm-grey-10: #D1DAD6;
  --tm-grey-05: #F2F6F5;
  --white: #FFFFFF;

  --font-head: 'Prompt', 'Noto Sans Thai', sans-serif;
  --font-body: 'Sarabun', 'Noto Sans Thai', sans-serif;

  --radius: 14px;
  --shadow: 0 8px 24px rgba(2, 43, 57, 0.10);
  --shadow-lg: 0 16px 40px rgba(2, 43, 57, 0.16);
  --max-width: 1160px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }

body {
  margin: 0;
  font-family: var(--font-body);
  color: var(--tm-navy);
  background: var(--white);
  line-height: 1.7;
  font-size: 16px;
}

h1, h2, h3, h4 {
  font-family: var(--font-head);
  color: var(--tm-navy);
  line-height: 1.35;
  margin: 0 0 .6em;
}

h1 { font-size: clamp(1.9rem, 4vw, 2.8rem); font-weight: 600; }
h2 { font-size: clamp(1.5rem, 3vw, 2.1rem); font-weight: 600; }
h3 { font-size: 1.25rem; font-weight: 600; }

p { margin: 0 0 1em; }
a { color: var(--tm-blue); text-decoration: none; }
a:hover { color: var(--tm-blue-dark); text-decoration: underline; }
img { max-width: 100%; display: block; }
ul { padding-left: 1.2em; }

.container {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 20px;
}

.section { padding: 64px 0; }
.section--tight { padding: 40px 0; }
.section--grey { background: var(--tm-grey-05); }
.section--navy { background: var(--tm-navy); color: var(--white); }
.section--navy h2, .section--navy h3 { color: var(--white); }

.eyebrow {
  display: inline-block;
  font-family: var(--font-head);
  font-size: .8rem;
  font-weight: 600;
  letter-spacing: .06em;
  color: var(--tm-blue-dark);
  background: rgba(0,150,169,0.10);
  padding: 6px 14px;
  border-radius: 999px;
  margin-bottom: 14px;
}

.lead { font-size: 1.15rem; color: #1c4550; max-width: 640px; }

/* ---------- Buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: var(--font-head);
  font-weight: 600;
  font-size: .98rem;
  padding: 13px 26px;
  border-radius: 999px;
  border: 2px solid transparent;
  cursor: pointer;
  transition: transform .15s ease, box-shadow .15s ease, background .15s ease, color .15s ease;
  text-decoration: none;
}
.btn:hover { transform: translateY(-2px); text-decoration: none; }
.btn-primary { background: var(--tm-blue); color: var(--white); box-shadow: var(--shadow); }
.btn-primary:hover { background: var(--tm-blue-dark); color: var(--white); }
.btn-accent { background: var(--tm-green); color: var(--tm-navy); }
.btn-accent:hover { color: var(--tm-navy); filter: brightness(1.05); }
.btn-outline { background: transparent; color: var(--white); border-color: rgba(255,255,255,.6); }
.btn-outline:hover { background: rgba(255,255,255,.12); color: var(--white); }
.btn-outline-navy { background: transparent; color: var(--tm-navy); border-color: var(--tm-navy); }
.btn-outline-navy:hover { background: var(--tm-navy); color: var(--white); }
.btn-block { width: 100%; justify-content: center; }

/* ---------- Header / Nav ---------- */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255,255,255,.92);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--tm-grey-10);
}
.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 76px;
}
.brand {
  display: flex;
  flex-direction: column;
  line-height: 1.15;
  text-decoration: none;
}
.brand:hover { text-decoration: none; }
.brand-name { font-family: var(--font-head); font-weight: 700; font-size: 1.15rem; color: var(--tm-navy); }
.brand-tag { font-size: .72rem; color: var(--tm-blue-dark); letter-spacing: .04em; }

.nav-links {
  display: flex;
  align-items: center;
  gap: 28px;
  list-style: none;
  margin: 0;
  padding: 0;
}
.nav-links a {
  color: var(--tm-navy);
  font-weight: 600;
  font-size: .96rem;
}
.nav-links a:hover { color: var(--tm-blue); text-decoration: none; }
.nav-cta { display: flex; align-items: center; gap: 14px; }

.nav-toggle {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
}
.nav-toggle span, .nav-toggle::before, .nav-toggle::after {
  content: '';
  display: block;
  width: 26px;
  height: 2.5px;
  background: var(--tm-navy);
  margin: 6px 0;
  border-radius: 2px;
}

@media (max-width: 880px) {
  .nav-toggle { display: block; }
  .nav-links {
    position: absolute;
    top: 76px; left: 0; right: 0;
    background: var(--white);
    flex-direction: column;
    align-items: flex-start;
    padding: 20px;
    gap: 16px;
    border-bottom: 1px solid var(--tm-grey-10);
    display: none;
  }
  .nav-links.is-open { display: flex; }
  .nav-cta .btn-primary { padding: 10px 18px; font-size: .88rem; }
}

/* ---------- Hero ---------- */
.hero {
  background: linear-gradient(160deg, var(--tm-navy) 0%, var(--tm-blue-dark) 62%, var(--tm-blue) 100%);
  color: var(--white);
  padding: 72px 0 88px;
  position: relative;
  overflow: hidden;
}
.hero::after {
  content: '';
  position: absolute;
  right: -120px; top: -120px;
  width: 420px; height: 420px;
  background: radial-gradient(circle, rgba(210,215,17,.28) 0%, transparent 70%);
}
.hero-grid {
  display: grid;
  grid-template-columns: 1.1fr .9fr;
  gap: 40px;
  align-items: center;
  position: relative;
  z-index: 1;
}
.hero .eyebrow { background: rgba(210,215,17,.18); color: var(--tm-green); }
.hero h1 { color: var(--white); }
.hero .lead { color: rgba(255,255,255,.88); }
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; margin-top: 28px; }
.hero-badges { display: flex; gap: 22px; margin-top: 36px; flex-wrap: wrap; }
.hero-badge { font-size: .85rem; color: rgba(255,255,255,.85); }
.hero-badge strong { display: block; color: var(--white); font-family: var(--font-head); font-size: 1rem; }

.hero-card {
  background: var(--white);
  color: var(--tm-navy);
  border-radius: var(--radius);
  padding: 28px;
  box-shadow: var(--shadow-lg);
}
.hero-card h3 { display: flex; align-items: center; gap: 10px; }
.hero-card ul { list-style: none; padding: 0; margin: 16px 0 0; }
.hero-card li {
  display: flex; gap: 10px; align-items: flex-start;
  padding: 10px 0; border-top: 1px solid var(--tm-grey-10);
  font-size: .95rem;
}
.hero-card li:first-child { border-top: none; }
.tick { color: var(--tm-blue); font-weight: 700; }

@media (max-width: 900px) {
  .hero-grid { grid-template-columns: 1fr; }
}

/* ---------- Cards / Grids ---------- */
.grid { display: grid; gap: 24px; }
.grid-3 { grid-template-columns: repeat(3, 1fr); }
.grid-4 { grid-template-columns: repeat(4, 1fr); }
.grid-2 { grid-template-columns: repeat(2, 1fr); }
@media (max-width: 900px) { .grid-3, .grid-4 { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 620px) { .grid-3, .grid-4, .grid-2 { grid-template-columns: 1fr; } }

.card {
  background: var(--white);
  border: 1px solid var(--tm-grey-10);
  border-radius: var(--radius);
  padding: 28px;
  box-shadow: var(--shadow);
  transition: transform .15s ease, box-shadow .15s ease;
}
.card:hover { transform: translateY(-4px); box-shadow: var(--shadow-lg); }
.card-icon {
  width: 52px; height: 52px;
  border-radius: 14px;
  background: rgba(0,150,169,.10);
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 18px;
  font-size: 1.5rem;
}
.card a.card-link { font-weight: 600; font-size: .92rem; }

.section-head { max-width: 680px; margin: 0 auto 44px; text-align: center; }
.section-head.left { margin: 0 0 40px; text-align: left; }

/* ---------- Steps ---------- */
.steps { counter-reset: step; }
.step {
  display: flex; gap: 20px;
  padding: 18px 0;
  border-top: 1px solid var(--tm-grey-10);
}
.step:first-child { border-top: none; }
.step-num {
  flex: none;
  width: 40px; height: 40px;
  border-radius: 50%;
  background: var(--tm-blue);
  color: var(--white);
  font-family: var(--font-head); font-weight: 700;
  display: flex; align-items: center; justify-content: center;
}

/* ---------- Testimonials ---------- */
.quote-card {
  background: var(--tm-grey-05);
  border-radius: var(--radius);
  padding: 26px;
  border-left: 4px solid var(--tm-green);
}
.quote-card p { font-style: italic; }
.quote-name { font-family: var(--font-head); font-weight: 600; font-size: .92rem; color: var(--tm-blue-dark); }

/* ---------- Table ---------- */
.table-wrap { overflow-x: auto; }
table { width: 100%; border-collapse: collapse; font-size: .95rem; }
th, td { text-align: left; padding: 14px 16px; border-bottom: 1px solid var(--tm-grey-10); }
th { font-family: var(--font-head); background: var(--tm-grey-05); }

/* ---------- Forms ---------- */
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
@media (max-width: 700px) { .form-grid { grid-template-columns: 1fr; } }
.field { display: flex; flex-direction: column; gap: 6px; margin-bottom: 18px; }
.field.full { grid-column: 1 / -1; }
label { font-weight: 600; font-size: .92rem; }
input, select, textarea {
  font-family: var(--font-body);
  font-size: 1rem;
  padding: 12px 14px;
  border: 1.5px solid var(--tm-grey-10);
  border-radius: 10px;
  background: var(--white);
  color: var(--tm-navy);
}
input:focus, select:focus, textarea:focus {
  outline: none;
  border-color: var(--tm-blue);
  box-shadow: 0 0 0 3px rgba(0,150,169,.15);
}
.hint { font-size: .82rem; color: #567; }
.form-note { font-size: .85rem; color: #567; margin-top: 14px; }

/* ---------- Calculator ---------- */
.calc-wrap {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 32px;
  align-items: start;
}
@media (max-width: 880px) { .calc-wrap { grid-template-columns: 1fr; } }
.calc-result {
  background: var(--tm-navy);
  color: var(--white);
  border-radius: var(--radius);
  padding: 30px;
  position: sticky;
  top: 100px;
}
.calc-result .amount { font-family: var(--font-head); font-size: 2.4rem; font-weight: 700; color: var(--tm-green); }
.calc-result .row { display: flex; justify-content: space-between; padding: 10px 0; border-top: 1px solid rgba(255,255,255,.15); font-size: .92rem; }
.calc-result .row:first-of-type { border-top: none; }
.range-row { display: flex; justify-content: space-between; font-size: .85rem; color: #567; }

/* ---------- Contact strip ---------- */
.contact-strip {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
  justify-content: space-between;
  align-items: center;
}
.contact-chip {
  display: flex; align-items: center; gap: 12px;
  background: rgba(255,255,255,.08);
  padding: 14px 20px;
  border-radius: 12px;
}
.contact-chip .ico { font-size: 1.3rem; }
.contact-chip a, .contact-chip span { color: var(--white); font-weight: 600; }

/* ---------- Breadcrumb ---------- */
.breadcrumb { font-size: .85rem; color: #567; margin-bottom: 18px; }
.breadcrumb a { color: #567; }

/* ---------- Article ---------- */
.article-body h2 { margin-top: 1.4em; }
.article-body ul, .article-body ol { margin-bottom: 1.2em; }
.article-meta { font-size: .88rem; color: #567; margin-bottom: 30px; }
.article-list-item {
  display: flex; flex-direction: column; gap: 8px;
  padding: 24px 0;
  border-top: 1px solid var(--tm-grey-10);
}
.article-list-item:first-child { border-top: none; }
.tag {
  display: inline-block;
  font-size: .75rem; font-weight: 700;
  color: var(--tm-blue-dark);
  background: rgba(0,150,169,.1);
  padding: 3px 10px;
  border-radius: 999px;
  width: fit-content;
}

/* ---------- CTA banner ---------- */
.cta-banner {
  background: linear-gradient(120deg, var(--tm-blue) 0%, var(--tm-blue-dark) 100%);
  color: var(--white);
  border-radius: 20px;
  padding: 48px;
  text-align: center;
}
.cta-banner h2 { color: var(--white); }
.cta-banner .lead { color: rgba(255,255,255,.9); margin: 0 auto 24px; }

/* ---------- Footer ---------- */
.site-footer { background: var(--tm-navy-90); color: rgba(255,255,255,.75); padding: 56px 0 26px; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 32px; margin-bottom: 40px; }
@media (max-width: 800px) { .footer-grid { grid-template-columns: 1fr 1fr; } }
.site-footer h4 { color: var(--white); font-size: .95rem; margin-bottom: 14px; }
.site-footer a { color: rgba(255,255,255,.72); }
.site-footer a:hover { color: var(--tm-green); }
.footer-links { list-style: none; padding: 0; margin: 0; display: flex; flex-direction: column; gap: 10px; font-size: .92rem; }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,.12);
  padding-top: 22px;
  font-size: .8rem;
  display: flex; justify-content: space-between; flex-wrap: wrap; gap: 12px;
}
.disclaimer-box {
  background: rgba(255,255,255,.05);
  border: 1px solid rgba(255,255,255,.1);
  border-radius: 12px;
  padding: 20px 24px;
  font-size: .82rem;
  color: rgba(255,255,255,.65);
  margin-bottom: 30px;
}

/* ---------- Utilities ---------- */
.text-center { text-align: center; }
.mt-0 { margin-top: 0; }
.mb-0 { margin-bottom: 0; }
.skip-link {
  position: absolute; left: -9999px; top: 0;
  background: var(--tm-blue); color: white; padding: 10px 16px; z-index: 999;
}
.skip-link:focus { left: 10px; top: 10px; }